Services for Banks and NBFCs
Secretarial, governance and compliance services for banks, NBFCs and financial institutions — RBI regulatory filings, board governance, audit committee support and statutory compliance.
Get compliance support for your bank or NBFC
Share your entity type and compliance requirement. We handle RBI, MCA and secretarial compliance end-to-end.
Talk to a CS →A complete compliance package for banks and NBFCs
Board and Committee Support
Board meeting agenda, minutes, audit committee, risk committee and NRC secretarial support.
RBI Regulatory Filings
Returns, disclosures and filings with the Reserve Bank of India managed on schedule.
Secretarial Audit
Secretarial audit under MR-3 and compliance certificate for banking companies and NBFCs.
Annual Report Support
Directors' report, corporate governance report and statutory disclosures drafted per RBI and MCA norms.
Legal Opinions
Written opinions on Banking Regulation Act, NBFC regulations and Companies Act interpretations.
Fit and Proper Criteria
Fit and proper declarations and due diligence support for directors and KMPs of banks and NBFCs.
What banks and NBFCs need to stay compliant
RBI Periodic Returns
Scheduled returns — ALM, SLR, CRR, NPA disclosures — must be filed with RBI on prescribed dates.
Board Composition
Minimum independent director requirement, audit committee and NRC composition per RBI circular.
Fit and Proper Criteria
All directors must meet RBI's fit and proper criteria — declarations filed annually and on any change.
Secretarial Standards
Secretarial Standards SS-1 and SS-2 on board meetings and general meetings must be followed.
Annual Secretarial Audit
Listed banks and larger NBFCs require secretarial audit in Form MR-3.
Whistleblower Policy
A functional whistleblower policy and vigil mechanism is mandatory for banks and listed NBFCs.
RBI and MCA compliance for banks and NBFCs runs on tight calendars. A single missed return or board composition deviation attracts RBI scrutiny — we track every obligation and ensure nothing is missed.
Common compliance failures for banks and NBFCs
Simple steps, no surprises
Compliance calendar built
All RBI, MCA and secretarial due dates mapped for the financial year.
Board governance structured
Board composition, committee charters and meeting schedules set up per RBI norms.
Returns and filings managed
RBI returns, MCA filings and secretarial audit conducted on time.
Annual report support
Directors' report, CG report and statutory disclosures drafted and finalised.
Other services you may need
Frequently asked questions
NBFCs registered with the RBI must comply with periodic return filings (ALM, SLR, NPA), board composition requirements (minimum independent directors, audit committee), fit and proper criteria for directors, secretarial standards and the Companies Act — all tracked by Beyonte Compliance.
RBI's fit and proper criteria require that directors of NBFCs are financially sound, have a clean legal record, possess relevant expertise, and are not disqualified under the Companies Act or Banking Regulation Act. Annual declarations must be obtained and maintained.
Secretarial audit in Form MR-3 is mandatory for NBFCs that are public companies meeting size thresholds (paid-up capital above Rs. 50 crores or turnover above Rs. 250 crores). Listed NBFCs have additional SEBI secretarial audit requirements.
NBFCs file returns including ALM (Asset Liability Management) returns, NPA disclosures, statutory liquidity ratio reports, capital adequacy returns and periodic prudential reports — the specific returns depend on the NBFC's category and size.
A vigil mechanism is a formal channel for directors and employees to report genuine concerns about unethical behaviour, actual or suspected fraud, or violations of law. It is mandatory for listed companies, companies accepting deposits and all banks and NBFCs — and must be disclosed in the annual report.
Need compliance support for your bank or NBFC?
We handle RBI filings, board governance, secretarial audit and annual disclosures — full compliance, no gaps.